Lead- Asset Lending

Job Overview

Furaha Financial is seeking a dynamic and experienced professional to fill the role of Lead- Asset Lending. This senior position is based in Uganda and reports directly to the executive leadership team. The successful candidate will be responsible for shaping the asset lending strategy, overseeing product development, managing credit risk, and driving portfolio performance to meet the company’s growth objectives.

Key Responsibilities

Strategy & Business Leadership: Develop and execute the company’s asset lending strategy in line with overall business goals. Identify new lending opportunities, target customer segments, and potential revenue streams. Define the product roadmap and set commercial priorities for lending products. Establish clear lending policies, pricing strategies, collateral frameworks, and portfolio limits. Take full ownership of the profit and loss statement for the asset lending business.

Lending Product Development: Work closely with Product and Engineering teams to design and launch innovative lending solutions that meet market needs. Champion a digital-first approach across the entire lending lifecycle, including onboarding, underwriting, servicing, collateral monitoring, and collections. Continuously enhance the customer experience by refining digital lending journeys and incorporating user feedback.

Credit & Risk Management: Design and oversee credit underwriting standards and approval frameworks that ensure sound lending practices. Develop collateral eligibility criteria and loan-to-value (LTV) policies that balance risk and return. Monitor portfolio performance, concentration risks, and stress scenarios to detect early warning signs. Implement robust credit monitoring systems, early warning indicators, and loss mitigation strategies. Collaborate with the Risk team to ensure lending activities remain within the approved risk appetite.

Portfolio Management: Track loan portfolio performance against key metrics such as growth, yield, delinquency, and loss targets. Optimize portfolio profitability while maintaining prudent risk controls. Manage collateral valuations and conduct ongoing exposure monitoring. Lead portfolio analytics and reporting for executive management and the Board, providing insights that inform strategic decisions.

Regulatory & Compliance: Ensure all lending activities comply with Ugandan financial regulations and internal policies. Stay abreast of regulatory changes and adapt lending practices accordingly. Work with Compliance and Legal teams to maintain proper documentation, reporting, and audit readiness. Foster a culture of compliance and ethical lending throughout the organization.

Stakeholder Collaboration: Partner with cross-functional teams including Product, Engineering, Risk, Compliance, Sales, and Executive Leadership to align efforts and achieve shared goals. Communicate lending performance, risks, and opportunities clearly to stakeholders at all levels. Represent the asset lending business in internal meetings, investor presentations, and industry forums.

Qualifications & Experience

Educational Background: A bachelor’s degree in Finance, Business Administration, Economics, or a related field is required. A master’s degree or professional certification such as CFA, ACCA, or CPA is highly desirable and will be considered an advantage.

Professional Experience: Minimum of eight years of experience in asset lending, corporate banking, or financial services, with at least three years in a managerial or leadership role. Proven track record of developing and scaling lending products, managing credit risk, and delivering profitable portfolios.

Technical Skills: Strong understanding of asset-based lending principles, collateral management, and loan structuring. Proficiency in financial analysis, credit risk modeling, and portfolio management tools. Familiarity with digital lending platforms and experience in driving digital transformation initiatives.

Leadership Abilities: Demonstrated ability to lead and motivate teams, foster collaboration, and drive performance. Excellent communication and interpersonal skills, with the capacity to influence stakeholders and build consensus. Strong analytical thinking, problem-solving capabilities, and decision-making skills.

Regulatory Knowledge: In-depth knowledge of Ugandan banking regulations, consumer protection laws, and international best practices in lending. Ability to navigate regulatory requirements and ensure compliance across all lending activities.

Benefits & Perks

Furaha Financial offers a competitive compensation package that reflects the seniority and impact of the Lead- Asset Lending role. Benefits include a attractive base salary, performance-based bonuses, and comprehensive health insurance coverage for employees and their dependents. The company provides a monthly housing allowance to assist with accommodation costs, particularly for those relocating to Kampala or other major cities.

Employees receive a transport allowance to cover commuting expenses, and a daily lunch stipend is provided to support well-being during the workday. Furaha Financial invests in professional development through access to training programs, workshops, and sponsorship for relevant certifications. The organization promotes work-life balance with flexible working arrangements and generous leave entitlements, including annual leave, sick leave, and parental leave.

Additional perks encompass company-sponsored social events, team-building activities, and opportunities to participate in community outreach programs. The workplace culture emphasizes integrity, innovation, and inclusivity, ensuring that employees feel valued and motivated to contribute to the company’s success.

How to Apply

Interested candidates who meet the qualifications and are excited about leading Furaha Financial’s asset lending business should submit their application through the official job portal. Please click the link below to access the application form and follow the instructions provided. Ensure that your application includes an updated resume, a cover letter outlining your suitability for the role, and copies of your academic and professional certificates.

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About the Company

Furaha Financial is a leading financial services provider in Uganda, dedicated to delivering innovative and accessible lending solutions to individuals and businesses. The company combines deep local expertise with modern technology to create financial products that meet the evolving needs of its customers. With a strong commitment to responsible lending, customer satisfaction, and sustainable growth, Furaha Financial has established itself as a trusted partner in the Ugandan financial sector.

The organization fosters a dynamic and inclusive work environment where employees are encouraged to innovate, collaborate, and grow professionally. Furaha Financial invests in its people through continuous learning opportunities, performance recognition, and clear career progression paths. As the company expands its asset lending portfolio, it seeks visionary leaders who can drive strategic initiatives while maintaining the highest standards of credit quality and regulatory compliance.

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